General Disclaimer

The information provided by Wisepointsystem ("we," "us," or "our") on wisepointsystem.com is for general informational purposes only. All information on the site is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the site.

Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the site or reliance on any information provided on the site. Your use of the site and your reliance on any information on the site is solely at your own risk.

Educational Content Limitations

Our monthly budgeting tools, calculators, and educational materials are provided for informational and educational purposes only. These resources are designed to help users understand basic financial concepts and budgeting principles.

Professional Advice Limitations

Wisepointsystem is not a licensed financial advisor, certified public accountant, or financial planning service. The information and tools we provide should not be considered a substitute for professional financial, legal, or tax advice.

Before making any significant financial decisions, we strongly recommend consulting with qualified professionals including certified financial planners, tax advisors, or legal counsel who can provide guidance tailored to your specific circumstances and local regulations.

Accuracy and Currency of Information

While we strive to keep the information on our website current and accurate, financial regulations, tax laws, and best practices change frequently. We make no warranties about the completeness, reliability, or accuracy of this information.

Any action you take upon the information you find on this website is strictly at your own risk. We will not be liable for any losses or damages in connection with the use of our website or the information contained within it.

Third-Party Links and Content

Our website may contain links to external sites and resources. These links are provided for convenience only, and we do not endorse or take responsibility for the content, accuracy, or reliability of any linked websites.

We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Limitation of Liability

In no event shall Wisepointsystem, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, punitive, consequential, or similar damages whatsoever arising out of or related to your use of our website or services.

This includes, but is not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses, even if we have been advised of the possibility of such damages.

Changes to This Disclaimer

We reserve the right to make changes to this disclaimer at any time and for any reason. We will alert you about any changes by updating the "Last Updated" date of this disclaimer, and you waive any right to receive specific notice of each such change.

It is your responsibility to periodically review this disclaimer to stay informed of updates. You will be subject to and will be deemed to have been made aware of and to have accepted the changes in any revised disclaimer by your continued use of the website after the date such revised disclaimer is posted.